ARTICLE · 03/08/2026

Our partner Daphne Minerbo has written an article on the STJ 3rd Panel decision on mutual asset protection (REsp No. 2,188,764).

The appeal concerned the deadline for paying indemnity, but the decision raised relevant points on the application of the Consumer Protection Code (CDC) and on the autonomy of the institution vis-à-vis traditional…

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Our partner Daphne Minerbo has written an article on the STJ 3rd Panel decision on mutual asset protection (REsp No. 2,188,764).

The appeal concerned the deadline for paying indemnity, but the decision raised relevant points on the application of the Consumer Protection Code (CDC) and on the autonomy of the institution vis-à-vis traditional insurance. And there is one aspect that deserves attention from those reviewing participation agreements: the ruling relies on the absence of SUSEP regulation, a gap that CNSP Resolution No. 491/2026 has already filled. Read it here!

View the post on LinkedIn