This week, our Partner Roberto Panucci took part in Fenaprove, the largest gathering of vehicle protection associations in the country, discussing the challenges and possible paths for the sector.
It is still common to see approaches that try to fit all APVs into the same solution, as if they all operated with the same size, risk, governance and ambition.
Our experience advising new insurers, MGAs and brokers shows exactly the opposite: there is no single model, and the right choice depends on the characteristics of each association. Strategy, structure, risk appetite and time horizon matter far more than any "ready-made solution."
To help APVs assess their options in a technical and objective manner, we have developed a simple tool that indicates, in a few minutes, which regulatory models are truly viable for each profile.
The sector is maturing. Decisions need to keep pace with this movement.
Visit http://apv.psna.com.br and find out what makes sense for your association.
